The Royal Enfield Classic 650 is one of the most awaited motorcycles in India, admired for its timeless retro design combined with modern engineering. Launched in March 2025, the Classic 650 has quickly captured the attention of bike lovers across the country. It is available in three stylish variants – Hotrod, Classic, and Chrome. With ex-showroom prices starting from ₹3.37 lakh and going up to ₹3.50 lakh, the bike offers powerful performance with its twin-cylinder engine and classic look.
For many buyers, the price might seem steep at first glance. However, Royal Enfield offers flexible financing plans that make it possible to own this motorcycle with a surprisingly low down payment. Starting at just around ₹20,095, you can take this powerful machine home with manageable monthly instalments. This makes it a practical option for many aspiring Royal Enfield owners.
Royal Enfield Classic 650 Overview
| Feature | Details |
|---|---|
| Variants | Hotrod, Classic, Chrome |
| Ex-showroom Price | ₹3.37 lakh – ₹3.50 lakh |
| Engine | 647.95cc, twin-cylinder |
| Power Output | 46.39 bhp @ 7,250 rpm |
| Torque | 52.3 Nm @ 5,650 rpm |
| Transmission | 6-speed manual with slipper clutch |
| Fuel Tank Capacity | 14.7 liters |
| Kerb Weight | 243 kg |
Financing Options and Down Payment
One of the biggest advantages of buying the Royal Enfield Classic 650 is the availability of attractive EMI and loan options. Even if you do not want to pay the full price upfront, the bike can still be yours.
Here is a simple table explaining the approximate down payment and EMI options available:
| Variant | Ex-showroom Price | Down Payment (Approx.) | EMI for 36 Months (@6%) |
|---|---|---|---|
| Hotrod | ₹3.37 lakh | ₹20,095 | ₹10,544 |
| Classic | ₹3.41 lakh | ₹20,095 | ₹10,691 |
| Chrome | ₹3.50 lakh | ₹20,095 | ₹10,954 |
Note: EMI values may vary slightly depending on location, bank, and credit profile.
Key Features of Royal Enfield Classic 650
The Royal Enfield Classic 650 is more than just a motorcycle – it is an experience. It offers modern features while retaining the iconic retro design that Royal Enfield is known for. Some of the major highlights include:
- LED headlamps and tail lamps for better visibility
- Tripper Navigation system for easy on-road guidance
- USB charging port to charge mobile devices
- Dual-channel ABS for enhanced safety
- Adjustable levers for better riding comfort
- Comfortable split seats and wide handlebars
Steps to Apply for a Bike Loan
If you are planning to buy the Royal Enfield Classic 650 through financing, here are the steps you should follow:
- Visit your nearest Royal Enfield dealership and ask about loan options.
- Select the variant you prefer – Hotrod, Classic, or Chrome.
- Use the EMI calculator provided by the bank or dealership to estimate your EMI.
- Submit required documents like ID proof, address proof, income proof, and photographs.
- Wait for loan approval from the financing institution.
- Pay the down payment and take your dream motorcycle home!
The Royal Enfield Classic 650 is not just a machine; it’s a statement on wheels. With its stylish design and robust engine, it offers a blend of elegance and power. Thanks to attractive finance schemes, owning this beauty is now more affordable than ever. A down payment of just around ₹20,000 can set you on the path to owning one of the most talked-about motorcycles of 2025. For the latest offers and loan approvals, visiting your nearest Royal Enfield showroom is the best step forward.